Flood Risk Home Insurance

In the UK there are an estimated 5 million homeowners living in areas that are at a high risk of flooding. If you live in a flood risk area then it is very likely that you already know the affect that living there has on building and contents insurance. You will also know how important it is that you have flood risk home insurance cover.

When calculating premiums or considering if they can cover a property, flood risk home insurance companies will take into account how likely the area that you live in is likely to flood. Insurance companies will look at the geographical area around your property and take into account if you live close to a river, estuary or the coast. Flood Risk Home Insurance UK are one of the few companies that offer insurance for properties in flood areas.

Companies that offer flood risk home insurance will often consult the Environment Agency flood plain information map to determine how likely it is that your area will flood.